Free Small Business Checking

IBT is committed to helping small, independent businesses succeed—independent is in our name after all. Our Free Small Business Checking account is perfect for small- to mid-size companies that process fewer than 250 items per month.

While there is no cost, that doesn't mean you miss out on the full IBT relationship. Our professional bankers are ready to assist with any needs you have now and as your company grows.

  • No monthly service charge
  • No minimum balance requirement
  • Up to 250 items processed per month
  • First order of checks free (up to $150)
  • Cash management available
  • Includes check images with statements
  • Free online statements available
  • Free debit card
  • Free telephone banking
  • $100 minimum deposit to open

To qualify for Free Small Business Checking, your business must fit within these limits:

  • 250 total items per month
  • $10,000 cash-in/cash-out per month

If account activity exceeds these limits repeatedly, you will no longer qualify and the account will be converted to an Analyzed Commercial Checking Account.

Free Small Business Checking