Cash Management

Fast, easy access to your business accounts is essential to thrive in today's fast-paced world. All IBT business accounts come with a free level of basic online banking, but our Cash Management suite offers greater functionality and efficiency.

IBT's Cash Management includes ACH files and fund transfers, direct deposit of payroll, Positive Pay security, and more powerful business tools. The low-cost services allow you to manage your entire company's banking activities online without leaving the office.


Basic online banking is free with business accounts.

  • Check account balances
  • Review past transactions
  • Transfer funds between IBT accounts
  • View check images
  • Place stop payments

Cash Management solutions offer your business greater control, convenience, and security over your money management.

  • Transfer funds between accounts at other banks
  • Positive Pay check verification to prevent fraud
  • ACH files to make and receive electronic payments
  • Direct deposit of employee payroll
  • Collect recurring payments
  • Online wire transfers
  • Make tax payments
  • Place a stop payment
  • Export histories to your financial management software
  • Customizable permissions allowing only designated employees to perform selected tasks
  • Dual control options available
Cash Management