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IBT Experience brochure |
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Please try our wide variety of financial calculators.
Interactive calculations, dynamic graphs and fully customizable
reports are just a few of the features that make our
calculators stand out!
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Mortgage
Calculators |
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Mortgage
Loan Calculator |
Use this calculator to determine your monthly
payment and amortization schedule.
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Mortgage
Qualifier |
Can you buy your dream home? Find out just how
much you can afford! |
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Loan
Calculator |
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Amortizing
Loan Calculator |
Enter your desired payment and let us calculate
your loan amount or enter in the loan amount and
we will calculate your monthly payment!
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Retirement
Savings and Planning |
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Retirement
Planner |
Quickly determine if your retirement plan is on
track and learn how to keep it there!
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Personal
Finance |
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Checkbook
Balancer |
Balance your checkbook with this quick and easy
calculator.
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Home
Budget |
Analyze your budget, see where your money goes
and find out where you can improve! |
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Business
Calculators |
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Cash
Flow Calculator |
Having adequate cash flow is essential to keep
your business running. Use this calculator to
help you determine the cash flow generated by
your business.
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Commercial
Loan Calculator |
Use this calculator to estimate your debt service
coverage with a new loan. If your debt service
coverage is high enough, including your new loan
payment, you have a good chance of being approved. |
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Financial
Ratios |
This calculator helps you to zero in on areas
of your business that may need attention, such
as solvency, liquidity, operational efficiency
and profitability. |
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Information and interactive calculators are made
available to you as self-help tools for your personal
use and are not intended to provide investment advice.
Independent Bank of Texas can not and
does not guarantee their applicability or accuracy in
regards to your individual circumstances. All examples
are hypothetical and are for illustrative purposes.
We encourage you to seek advice from qualified professionals
regarding all finance issues.
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