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download
our
Consumer Deposit Accounts brochure |
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| Personal
Interest Bearing Accounts |
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Savings Accounts
| Minimum Opening Deposit |
.............................. |
$100.00 |
Interest:
Accrued daily, paid monthly
| Minimum for No Maintenance
Fee |
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$300.00 |
| Maintenance Fee Below Minimum/Month |
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$5.00 |
| Minimum to collect interest |
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$100.00 |
Truncated Account
Transaction Limitations:
Telephone transfers, online transfers,
overdraft transfers and preauthorized transfers
(including ACH, POS, Wire, and Auto Transfers)
are limited
to six (6) per statement cycle with a maximum
of three (3)
withdrawals by draft, POS or similar order.
Unlimited Cash withdrawals can be made at any
banking
center or ATM.
Fees:
A withdrawal fee of $2.00 will be charged for
each debit
transaction in excess of three (3) during a month.
Unlimited Telephone Banking Calls (Inquiries)
Free Online Banking
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NOW Accounts
| Minimum Opening Deposit |
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$100.00 |
Interest:
Accrued daily, paid monthly
| Minimum for No Maintenance
Fee |
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$1,500.00 |
| Maintenance Fee Below Minimum/Month |
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$10.00 |
| Minimum to collect interest |
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$100.00 |
Image Statement Account
Canceled checks and deposit slips will be returned
with
the statement for a fee of $2.00 per month.
Overdraft Privilege
Free IBT Debit Card
Unlimited Telephone Banking Calls (Inquiries)
Free Online Banking with Free Bill Pay
(see form below)
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Certificate
of Deposit
Terms vary from 1 month to 5 years.
Rates subject to change.
| Minimum balance to open |
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$1,000.00 |
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IRAs
(Individual Retirement Accounts)
| Minimum balance to open |
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$1,000.00 |
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