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IBT Experience brochure |
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March 8, 2010
| CERTIFICATES OF DEPOSIT - UNDER 100,000 |
| TERM |
RATE |
APY |
| 1 MONTH |
0.50% |
0.50% |
| 3 MONTH |
0.50% |
0.50% |
| 6 MONTH |
1.15% |
1.15% |
| 9 MONTH |
1.15% |
1.15% |
| 12 MONTH |
1.35% |
1.36% |
| 18 MONTH |
1.35% |
1.36% |
| 24 MONTH |
2.00% |
2.01% |
| 36 MONTH |
2.31% |
2.33% |
| 48 MONTH |
2.41% |
2.43% |
| 60 MONTH |
2.70% |
2.73% |
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| 3 Year Variable |
1.00% |
1.00% |
| 5 Year Variable |
1.25% |
1.25% |
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| IRA 6 MONTH |
1.15% |
1.15% |
| IRA 12 MONTH |
1.35% |
1.36% |
| IRA 24 MONTH |
2.00% |
2.01% |
| IRA 36 MONTH |
2.31% |
2.33% |
| CERTIFICATES OF DEPOSIT - OVER 100,000 |
| TERM |
RATE |
APY |
| 1 MONTH |
0.50% |
0.50% |
| 3 MONTH |
0.50% |
0.50% |
| 6 MONTH |
1.15% |
1.15% |
| 9 MONTH |
1.15% |
1.15% |
| 12 MONTH |
1.35% |
1.36% |
| 18 MONTH |
1.35% |
1.36% |
| 24 MONTH |
2.00% |
2.01% |
| 36 MONTH |
2.31% |
2.33% |
| 48 MONTH |
2.41% |
2.43% |
| 60 MONTH |
2.70% |
2.73% |
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| 3 Year Variable |
1.00% |
1.00% |
| 5 Year Variable |
1.25% |
1.25% |
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| IRA 6 MONTH |
1.15% |
1.15% |
| IRA 12 MONTH |
1.35% |
1.36% |
| IRA 24 MONTH |
2.00% |
2.01% |
| IRA 36 MONTH |
2.31% |
2.33% |
| MONEY MARKET ACCOUNTS - CONSUMER |
| BALANCE |
RATE |
APY |
| Below 10,000 |
0.50% |
0.50% |
| 10,000 - 24,999.99 |
0.50% |
0.50% |
| 25,000 - 49,999.99 |
0.75% |
0.75% |
| 50,000 - 99,999.99 |
0.75% |
0.75% |
| 100,000 - 199,999.99 |
0.95% |
0.95% |
| 200,000 + |
0.95% |
0.95% |
| MONEY MARKET ACCOUNTS - COMMERCIAL |
| BALANCE |
RATE |
APY |
| Below 10,000 |
0.50% |
0.50% |
| 10,000 - 24,999.99 |
0.50% |
0.50% |
| 25,000 - 49,999.99 |
0.75% |
0.75% |
| 50,000 - 99,999.99 |
0.75% |
0.75% |
| 100,000 - 199,999.99 |
0.95% |
0.95% |
| 200,000 + |
0.95% |
0.95% |
| NOW ACCOUNTS - CONSUMER/COMMERCIAL (DBA'S) |
| BALANCE |
RATE |
APY |
| Below 100 |
0.00% |
0.00% |
| 100 - 19,999,99 |
0.20% |
0.20% |
| 20,000 - 49,999,99 |
0.20% |
0.20% |
| 50,000 - 99,999,99 |
0.20% |
0.20% |
| 100,000.00 + |
0.20% |
0.20% |
| NOW ACCOUNTS - COMMERCIAL (IOLTA) |
| BALANCE |
RATE |
APY |
| Below 100 |
1.00% |
1.00% |
| 100 - 99,999,99 |
1.00% |
1.00% |
| 100,000.00 + |
1.00% |
1.00% |
| SAVINGS ACCOUNTS - CONSUMER |
| BALANCE |
RATE |
APY |
| Below 100 |
0.00% |
0.00% |
| 100 - 49,999,99 |
0.25% |
0.25% |
| 50,000 - 99,999,99 |
0.25% |
0.25% |
| 100,000 - 199,999.99 |
0.25% |
0.25% |
| 200,000 + |
0.25% |
0.25% |
| SAVINGS ACCOUNTS - COMMERCIAL |
| BALANCE |
RATE |
APY |
| Below 100 |
0.00% |
0.00% |
| 100 - 49,999,99 |
0.25% |
0.25% |
| 50,000 - 99,999,99 |
0.25% |
0.25% |
| 100,000 - 199,999.99 |
0.25% |
0.25% |
| 200,000 + |
0.25% |
0.25% |
| Please see a team member for further information regarding applicable fees and terms. |
| Rates are subject to change without notice. |
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