Rates

Rates effective as of September 22, 2014.

APY = Annual Percentage Yield.

Fees may reduce earnings.


Browse our rates page:

Ultimate Checking*

BalanceRateAPY
15,000 and below2.40%2.43%
Above 15,0000.65%0.88% to 2.43% Depending on the balance in the account.
   
Non-qualifying rate0.05%0.05%

Qualifications

To earn your rewards, simply do the following transactions and activities in your Ultimate Checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least one direct deposit or automatic payment (ACH) post and settle
  • Be enrolled and receive your bank statements online

Ultimate Savings*

BalanceRateAPY
25,000 and below0.85%0.85%
Above 25,000 0.65%0.69% to 0.85% Depending on the balance in the account.
   
Non-qualifying rate0.05%0.05%

Qualifications

To earn your rewards, simply do the following transactions and activities in your Ultimate Checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least one direct deposit or automatic payment (ACH) post and settle
  • Be enrolled and receive your bank statements online

Certificates of Deposit^

Under $100,000

TermRateAPY
1 Month0.10%0.10%
3 Month0.10%0.10%
6 Month0.15%0.15%
9 Month0.15%0.15%
12 Month0.35%0.35%
18 Month0.40%0.40%
24 Month0.70%0.70%
36 Month0.75%0.75%
48 Month1.00%1.00%
60 Month1.25%1.26%
   
3 Year Variable1.00%1.00%
5 Year Variable1.25%1.25%

^Penalties may apply for early withdrawal.

Over $100,000

TermRateAPY
1 Month0.10%0.10%
3 Month0.10%0.10%
6 Month0.15%0.15%
9 Month0.15%0.15%
12 Month0.35%0.35%
18 Month0.40%0.40%
24 Month0.70%0.70%
36 Month0.75%0.75%
48 Month1.00%1.00%
60 Month1.25%1.26%
   
3 Year Variable1.00%1.00%
5 Year Variable1.25%1.25%

^Penalties may apply for early withdrawal.

Individual Retirement Accounts (IRAs)

Under $100,000

TermRateAPY
6 Month0.15%0.15%
12 Month0.35%0.35%
24 Month0.70%0.70%
36 Month0.75%0.75%

Over $100,000

TermRateAPY
6 Month0.15%0.15%
12 Month0.35%0.35%
24 Month0.70%0.70%
36 Month0.75%0.75%

Money Market Accounts

Consumer

BalanceRateAPY
Below 10,0000.05%0.05%
10,000 - 24,999.990.10%0.10%
25,000 - 49,999.990.15%0.15%
50,000 - 99,999.990.20%0.20%
100,000 - 199,999.990.25%0.25%
200,000 +0.30%0.30%

Commercial

BalanceRateAPY
Below 10,0000.05%0.05%
10,000 - 24,999.990.10%0.10%
25,000 - 49,999.990.15%0.15%
50,000 - 99,999.990.20%0.20%
100,000 - 199,999.990.25%0.25%
200,000 +0.30%0.30%

Now Account

BalanceRateAPY
Below 1000.00%0.00%
100 - 19,999.990.05%0.05%
20,000 - 49,999.990.05%0.05%
50,000 - 99,999.990.05%0.05%
100,000 +0.05%0.05%

Savings Accounts

Consumer

BalanceRateAPY
Below 1000.00%0.00%
100 - 49,999.990.10%0.10%
50,000 - 99,999.990.10%0.10%
100,000 - 199,999.990.10%0.10%
200,000 +0.10%0.10%

Commercial

BalanceRateAPY
Below 1000.00%0.00%
100 - 49,999.990.10%0.10%
50,000 - 99,999.990.10%0.10%
100,000 - 199,999.990.10%0.10%
200,000 +0.10%0.10%